Lilith Berko comes to JohnHart as an expert real estate broker with a diverse background and an impressive resume of experience in the industry.
Born in Armenia, and graduating with a Master’s Degree from Yerevan State University, Lilith immigrated to the United States in 2000 and has called it home ever since. Having always had a passion for culture (she speaks Armenian, Russian, English, and Spanish!), architecture, and fashion, it was only natural that Lilith found her way into real estate.
Obtaining her real estate license in 2005, she dove in head first, and was eager to help as many people as possible achieve their real estate goals. Whether her clients are looking to sell their property above market value, or are interested in purchasing a home to live in, Lilith is a firm believer in Quality Over Quantity. In fact, she has developed a loyal following of clients and continually receives referral business due to her attentiveness and results oriented focus.
After the housing market crashed in 2008, Lilith educated herself on foreclosures and obtained the coveted designation of Certified Distressed Property Expert in an effort to help those facing hardships. As a result of her hard work and dedication she is now an authority when it comes to short sales and helping homeowners.
Whether you are looking to buy or sell, Lilith Berko has the experience, knowledge, and now the team, needed to make sure you are successful in your endeavors! Give her a call today for a free consultation!
+ Experianced in REO's and Short Sales
+ Expert Negotiator
+ Fluent in English and Armenian
+ Certified Distressed Property Expert
+ Realtor Since 2004
+ Broker Associate since 2007
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.